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The Ramsey Show - May 11, 2021
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This cop pulled his gun on a student who was picking up trash in front of his dorm.
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Zayd Atkinson, a student at Naropa University, was confronted by an officer while picking up trash for his work-study job outside of his dorm. The officer did not have reasonable suspicion that a crime was occurring and was not entitled to demand Atkinson's date of birth, according to an independent review by a former U.S. Attorney.

Research shows Black people are often exposed to heightened scrutiny and suspicion, which can begin early in childhood. 54% of Black Americans say they felt others 'have been suspicious of them because of the color of their skin,' compared to 6% of white Americans.

Several officers, some with guns drawn, surrounded Atkinson. A college faculty member later appeared to back up Atkinson. The police officers never asked the faculty member, a white man, to confirm his identity or prove that he worked for the college.

After almost 15 minutes, the officer gave Atkinson back his ID and left. The officer resigned two weeks after the incident but will remain on the city payroll until February 2020. An internal investigation found the officer violated 2 department policies but did not conclude he was racially biased.

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Officer Pulls Gun on Student Picking Up Trash Outside of Dorm Building | NowThis

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President Joe Biden on Americans gave up to $10,000 in federal student loan debt forgiven. That amount increases to $20,000 if they went to college on Pell grants. Here’s what we know so far and what it means for people with outstanding student loans:

Biden  plans to forgive up to $10,000 in federal student loan debt for anyone who makes less than $125,000 a year. Pell grants people, which are reserved for undergraduates with the most significant financial need, can have up to $20,000 forgiven.

Biden’s tweet said the payment freeze will be extended one last time, until Dec. 31. The freeze started in 2020 as a way to help people struggling financially during the COVID-19 pandemic and it’s been extended several times since. It was set to expire on Aug. 31.

Borrowers whose loans aren’t forgiven or are only partially forgiven should plan to resume loan payments in January. Biden explained that though COVID-19 cases remain elevated, as the economy improves, pandemic-related relief should be phased out responsibly.

Another feature of the loan relief plan is that it caps undergraduate loan payments to 5% of a borrower’s monthly income, as opposed to the previous 10% threshold.

Additionally, the plan forgives loan balances of $12,000 or less after 10 years of payments, instead of the current 20 years. It also fully covers the borrower’s unpaid monthly interest, so that unlike with current income-driven repayment plans, a borrower’s loan balance won’t grow as they are making their required monthly payments.

Americans currently owe about $1.62 trillion in federal student loans. Biden's plan will provide relief to most of them – 43 million borrowers – and will completely erase the student debt of about 20 million.

But who qualifies?

Individuals with federal student loans who make under $125,000 per year, or couples earning less than $250,000, qualify for up to $10,000 in forgiveness.

That includes current students: Borrowers who are dependent students will be eligible for relief based on their parents' income. Parent PLUS loans, which are federal loans for parents of undergraduate students, are also eligible under the president's plan. (Loans taken out after June 30, 2022, will not qualify.)

Qualified borrowers who received Pell Grants are eligible for additional relief – up to $20,000.

Additional Videos to view:

How To Qualify For Federal Loan Forgiveness  - Biden $20,000 Loan Forgiveness & Extension Part 1
https://youtu.be/shU6WEcHOIo

Qualifying For Federal Loan Forgiveness  - Biden $20,000 Loan Forgiveness More News Part 2
https://youtu.be/NazCYLqW1cA

What Tax Year Is The Federal Student Loan Forgiveness Going To Use And How Do You Apply
https://youtu.be/j8xtu9Cgwzs

The Introductory Video For The James Russo Memorial Scholarship - Scholarships 2021/2022
https://youtu.be/CVboff9epLw

Do Colleges Care If You Can Afford Their Cost When Considering Admissions - Need Aware Vs Need Blind
https://youtu.be/tZqVtGVMnDU

College Federal Work Study Programs Pros & Cons And What To Expect
https://youtu.be/XN1Hfj89WkA

Understanding the Subsidized & Unsubsidized Federal Direct Student loans & Parent Plus Loans
https://youtu.be/ksUmIDNrfeA

#college #studentloans #financialaid

10 Most Asked Federal Loan Forgiveness Questions Answered Webinar - $10,000 Forgiveness Or $20,000

 STUDENT TO STUDENT,
 STUDENT TO TEACHER,

This documentary was produced in partnership with WTTW Channel 11 and the Midwest Early Childhood Research Alliance at Regional Educational Laboratory (REL) Midwest.

What can kindergarteners gain from play-based learning? This documentary explores the advantages associated with a play-based approach in kindergarten and features stories of how two Illinois school districts- Valley View School District 365U and Elgin Area School District U-46- made the transition to play-based learning. The documentary also includes scientific findings about the cognitive and social-emotional benefits of play from experts Dr. Roberta Golinkoff (University of Delaware), Dr. Christina Weiland (University of Michigan), and Dr. Eboni Howard (American Institutes for Research).

The content of this video does not necessarily reflect the views or policies of the Institute of Education Sciences or the U.S. Department of Education, nor does mention of trade names, commercial products, or organizations imply endorsement by the U.S. Government.



Título: Kindergarten: donde el juego y el aprendizaje pueden encontrarse

Términos clave: primera infancia; logros no cognitivos de los estudiantes y evaluación

Descripción: 
¿Qué provecho pueden sacar los alumnos de kindergarten del aprendizaje que se basa en el juego? En este documental se exploran las ventajas de un método para kindergarten que se basa el juego, y se destacan relatos de cómo hicieron la transición hacia este tipo de aprendizaje dos distritos escolares de Illinois: el de Valley View (365U) y el de la zona de Elgin (U-46). En el documental también se incluyen los resultados científicos sobre los beneficios cognitivos y socioemocionales del juego que han obtenido las doctoras Roberta Golinkoff (University of Delaware), Christina Weiland (University of Michigan) y Eboni Howard (American Institutes for Research), expertas en este campo.

El documental se produjo con la colaboración del Canal 11 de WTTW y de la Alianza del Medio Oeste para la Investigación sobre la Educación en la Primera Infancia (Midwest Early Childhood Education Research Alliance) del Laboratorio Regional de Educación (Regional Educational Laboratory, REL) del Medio Oeste.

Kindergarten:  Where Play and Learning Can Meet

#entrepreneur #smallbusiness #podcast #howto 

This is the interview that you will potentially be empowered to make $20,000,000 as a result of listening. Knowledge of this info must be executed and you must take action on it.

Business Owner and author, Bill Hauser, endured adversity as a result of learning that both of his parents were suicidal. He went through a period of depression and anxiety which lead him to assess the reasons for their results. He learned that they didn't have clear financial goals. This was the event that later moved Bill to develop a 10 year plan.  His company embodies the core value which states that "All adversity is an opportunity"

Here are 4 phases in any business

Rain maker phase - Everything depends on 1 talented person with a few helpers. This is where most business stop. You must master sales to create capital. 

Demand phase - Create demand for what you sell. How close is the attention you get and then turn it into money? Cold email/DM strategy.

Awareness - Leverage social media and make your audience more aware of your business brand.

Management - Most entrepreneurs won’t learn how to become a true leader. As soon as you get good in a particular area it’s time to delegate and empower someone on your team to do that same thing so that you can focus on somethings else.  This will multiply you efforts.  A few methods are pain of payment effect, group accountability effect the calendar effect.  

Don’t your greatest gift be your great limitation.

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Show notes:
00:00 Podcast Preview

02:18 Introducing Bill Hauser

04:11 Working From A Low Place

08:50 Leveraged Adversity

11:15 Finding The Missing Skill

14:38 Overcoming Anxiety

20:43 Commercial Break

21:24 Don't Consider Things, Just Decide

30:30 Mastered Awareness

40:18 Commercial Break

41:18 Constantly Investing

49:08 Delegate Everything

57:00 18X Model

1:04:50 The First Mover Advantage

1:25:25 Upside Math Vs Downside Math

1:28:09 Sponsored By

1:29:57 Podcast Predictions

1:31:32 Podcast Principles
Timestamped By: @theyouniversitylive

How To Make $20,000,000 - Bill Hauser #301

Student

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